Token Rewards & PiRC2 Business Plan
Earn FODUBU tokens through responsible farming loans and accelerate your yield with TRACO's business tiers.
What are FODUBU Tokens?
FODUBU tokens represent native utility rewards within the TRACO agricultural lending ecosystem. Every verified loan payment and successfully closed term grants you non-custodial reward points directly tied to your account.
Exchange Ratio
10 Pi = 1 Token
Est. Token Value
~$0.01 USD
Earning Limit
Unlimited
On-Time Payments
Earn 0.5 FODUBU tokens every time you make a successful daily payment on active loans.
Multiplied by PiRC2 level
Loan Completion
Complete a full loan term on schedule to receive a 5 FODUBU completion bonus.
Multiplied by PiRC2 level
PiRC2 Daily Bonus
Earn an automated percentage of your daily payment amount back in tokens based on your active tier.
2% to 10% depending on tier
Referral Rewards
Invite other farmers and businesses to TRACO loans to unlock continuous passive referral rewards.
1x to 3x tier bonus
PiRC2 Business Plan Tiers
Progress through tiers by completing agricultural loans to automatically multiply token payouts and unlock platform features.
Bronze
Requirements: 1+ active loans
Reward Multiplier
Daily Token Bonus
2%
Unlocked Perks
- 0.5 FODUBU per on-time payment
- 2% daily bonus tokens
- Base referral benefits
Silver
Requirements: 3+ active, 1+ completed
Reward Multiplier
Daily Token Bonus
3%
Unlocked Perks
- 0.625 FODUBU per payment
- 3% daily bonus
- 1.25x referral bonus
Gold
Requirements: 6+ active, 3+ completed
Reward Multiplier
Daily Token Bonus
5%
Unlocked Perks
- 0.75 FODUBU per payment
- 5% daily bonus
- 1.5x referral bonus
- Pioneer Badge eligibility
Platinum
Requirements: 11+ active, 5+ completed
Reward Multiplier
Daily Token Bonus
8%
Unlocked Perks
- 1.0 FODUBU per payment
- 8% daily bonus
- 2x referral bonus
- Priority loan processing
Diamond
Requirements: 20+ active, 10+ completed
Reward Multiplier
Daily Token Bonus
10%
Unlocked Perks
- 1.5 FODUBU per payment
- 10% daily bonus
- 3x referral bonus
- VIP Status & Pioneer direct allocation
Calculation Example: What You Earn
Scenario: 100 Pi Tractor Loan (180-Day Term at Bronze Level)
- Daily Payment: ~0.56 Pi
- On-Time Daily Rewards: 0.5 FODUBU × 1x = 0.5 tokens/day
- Daily Tier Bonus (2%): (0.56 × 2%) ÷ 10 = 0.011 tokens/day
- Loan Completion Bonus: 5 FODUBU × 1x = 5 tokens
Total Earned Over Term: ~95 FODUBU Tokens (~$0.95 USD value)
At Silver Tier (1.25x multiplier), total earnings increase to ~119 tokens for the exact same repayment schedule!