1Introduction & Acceptance

Welcome to TRACO (Trade-Agri-Connect), a Pi Network DApp developed and operated by FODUBU LTD, headquartered in Bujumbura, Ntahangwa, Burundi. TRACO is part of the FODUBU® ecosystem — Global Powering Trade, Agriculture, Industries, E-Commerce and Growth with Pi.

By accessing or using the TRACO platform — including its marketplace, tractor loan services, satellite tracking, and Eco-Finance features — you confirm that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, you must not use the platform.

2Definitions

• TRACO / Platform: The Trade-Agri-Connect DApp accessible via Pi Browser at app ID 68f5dd437e8c1d6c71d554cf.
• FODUBU LTD: The legal entity owning and operating TRACO, SeTra, and FODUBU Main.
• Pioneer / User / Farmer: Any Pi Network user who accesses TRACO.
• Pi: The cryptocurrency of Pi Network used for all transactions on TRACO.
• GCV Rate: Global Consensus Value — the live Pi-to-USD rate shown on the platform, sourced from the Pi oracle price feed.
• Shared Wallet: The FODUBU unified Stellar/Pi destination wallet GBHOWFFJ3MSEOZCU6WAGHK6CLSIB4KZDO7KSJROJ54IVATTY62MNJOSC used to receive all payments from all three DApps.
• Loan Term: A 5-year (1,825-day) fixed-rate equipment financing agreement.

3Eligibility

• You must be at least 18 years old and legally capable of entering binding contracts.
• You must be a verified Pi Network Pioneer with a Pi account in good standing.
• Tractor loan applicants must complete TRACO KYC verification and provide required documents (crop ownership, fund proof, Pi Network ID).
• TRACO reserves the right to refuse service to any user who does not meet eligibility criteria.

4Account Registration & KYC

TRACO uses Pi Network authentication. You must provide accurate information. TRACO may require KYC (Know Your Customer) documents including national ID, proof of farming activity, or cooperative membership before loan approval. False information may result in immediate account termination and legal action.

5TRACO Marketplace

The TRACO marketplace offers agricultural products including seeds (hybrid and base varieties), tractors, machinery, and farming equipment. All prices are displayed in both USD and Pi at the live GCV rate. TRACO operates as an intermediary — B2B disputes between vendors and buyers are handled directly, with TRACO intervening only if fraud is suspected.

• All transactions are final once confirmed on the Pi blockchain.
• Product availability and pricing are subject to change without prior notice.
• TRACO charges a 2% platform fee on all marketplace transactions plus the 1% Pi Foundation service fee.

6 Tractor Loan Terms

• Available machinery range: $30,000 – $600,000 USD (converted to Pi at GCV rate at signing).
• New, high-quality models only — no used or refurbished equipment.
• Machinery remains property of FODUBU-TRACO until final payment is cleared.
• Early repayment is permitted with no additional penalty.

7 Pi Network Payments & Wallet

All payments on TRACO are processed exclusively in Pi Network tokens. The single destination wallet for all three FODUBU DApps is:

• Fee split per transaction: 1% Pi Ventures Foundation + 2% FODUBU platform = 3% total.
• Multi-signature (multi-sig) wallet security will be activated for loan balances exceeding 10,000 Pi once Pi Network makes the feature available.
• TRACO is not liable for delays or failures caused by the Pi Network blockchain itself.

8Daily Automated Deductions — Farmer Consent

• By signing a loan agreement on TRACO, the Pioneer gives explicit informed consent to daily Pi deductions for the full 5-year loan period.
• The daily Pi amount will vary slightly day-to-day as it is converted at the live GCV rate.
• Missed payments will accrue and must be cleared within 7 calendar days to avoid default status.
• Default after 7 consecutive missed days triggers repossession proceedings for the machinery.

9Consumer Rights & Returns

• Seed and product returns are accepted within 7 days of delivery for items that are damaged, defective, or not as described.
• Return requests must be submitted via the TRACO chatbot or by emailing infos@fodubu.com within the 7-day window.
• TRACO will acknowledge your return request within 24 hours of receipt.
• Resolution (refund or replacement) will be completed within 7 business days of confirmation.
• Tractor loans are non-refundable once the machinery has been delivered and the loan contract is active.
• Digital products and completed Pi transactions on the blockchain are non-reversible.

10Cookies & Tracking

TRACO uses cookies and similar technologies to operate core platform features. The table below details every cookie category in use:

You may manage optional cookies via your Pi Browser settings. Disabling essential cookies will prevent core platform functions from working.

11Intellectual Property & Trademarks

• All platform content, code, imagery, and documentation remain the exclusive intellectual property of FODUBU LTD.
• Product images hosted on FODUBU GitHub repositories are proprietary assets of FODUBU LTD.
• You may not reproduce, redistribute, or create derivative works without written permission.

12 FODUBU Ecosystem — TRACO, SeTra, FODUBU Main

All three DApps share the unified Pi App ID infrastructure at the fodubu-unified-api backend (Railway.app: fodubu-unified-api.up.railway.app) and the shared MongoDB Atlas TRACO database.

13Branch Expansion Program

• Minimum: 100 farmers from the same geographic region, each applying for at least one tractor loan ($30,000+ USD).
• FODUBU will conduct a feasibility and legal assessment within 60 days of receiving 100 qualified applications.
• Branch benefits include: local support team, physical tractor delivery, on-site training, regional cooperative partnerships, and local language support.
• Branch Pioneers receive a 0.5% reduction on their platform fee as a founding member reward.

14 Mission: Africa Food Security

TRACO's core mission is to solve Africa's food production challenge through Pi Network blockchain technology. By making high-quality tractors accessible via affordable 5-year Pi loans, distributing premium seeds, monitoring crops via satellite across 5 Burundi regions (BURUNGA, BUTANYERERA, BUHUMUZA, GITEGA, BUJUMBURA), and building farming infrastructure, FODUBU-TRACO aims to enable huge food production for Africa and the world. Every Pioneer who uses TRACO contributes directly to this mission.

15Liability & Disclaimer

• TRACO and FODUBU LTD are not liable for indirect, incidental, or consequential losses arising from use of the platform.
• Pi Network price fluctuations (GCV rate changes) are outside FODUBU's control. Daily loan deductions are converted at the rate prevailing at the time of each payment.
• FODUBU is not liable for Pi blockchain delays, network outages, or Pi Network platform changes.
• Agricultural outcomes (crop yields, farm productivity) resulting from use of financed equipment are the sole responsibility of the farmer.

16Governing Law & Dispute Resolution

These Terms are governed by the laws of the Republic of Burundi. Disputes shall first be addressed amicably between the parties within 30 days. If unresolved, disputes shall be submitted to arbitration in Bujumbura under Burundian commercial law. International disputes (cross-border transactions) shall be resolved via international arbitration in accordance with UNCITRAL rules.

17Amendments

FODUBU LTD may revise these Terms at any time. Material changes will be communicated via the TRACO platform and FODUBU ecosystem channels at least 14 days before taking effect. Continued use of TRACO after changes constitute acceptance of the updated Terms.

18Contact Information